INVEST WITH PURPOSE
Our portfolios are designed in-house so that you know what investments you own and why you own them. Our investment process is centered on matching your investment experience with your defined goals.
ASSET ALLOCATION BASED ON A PLAN
We do not use a one size fits all approach. It is essential for us to work as a team when designing your financial plan so that we are able to define what you need your money to do for you. With your plan as a road-map, we will discuss your goals, values, and ability to take on risk to match you with the right portfolio.
FOCUS ON COST AND EFFICIENCY
Portfolio construction is a key value that we provide to help you reach your goals. Many people are simply unaware of the money that is lost to expensive investment strategies, taxes, and inefficient management. We strive to provide a low-cost, efficient solution to all of our investors.
TAKING AN EDUCATED APPROACH AND MANAGING BEHAVIOR
We rely on research, data, historical evidence, and common sense when choosing investments. However, once invested, a major factor that historically affects performance is investor behavior. We work to educate our investors on their portfolios, define risks, discuss market and environmental factors, and coach behavior to follow through on the investment plan.
CENTERED CORE PORTFOLIOS
Risk-based models focused on strategic asset allocation and global diversification. These portfolios utilize primarily exchange-traded funds and low cost mutual funds. We use index and factor strategies to target specific asset classes or sectors.
CENTERED CORE AND INDIVIDUAL STOCK PORTFOLIOS
These portfolios utilize our core portfolio approach and add a satellite portfolio of individual stocks. Individual securities can provide targeted exposure to certain companies in order to provide opportunities for long-term appreciation, income growth, transparency, and control.
CENTERED COLLECTIVELY CONSCIOUS PORTFOLIOS
These portfolios utilize our core portfolio approach with an added focus on global sustainability. We utilize fund managers and factors that implement screens to investment selection in order to target investments that consider current environmental science and definitions of sustainability.